By Randall Stross
Last week, under my car’s dashboard, I installed a small wireless gadget that would monitor my driving. I wanted to see how it felt to have my driving behavior captured, sent to an insurance company and analyzed. More drivers, seeking discounts on auto insurance, are voluntarily doing just that.
Insurers are offering these discounts as they aim to abandon the crude proxies they have long used to guess the likelihood that a particular policyholder will have an accident. These have included age, sex, marital status, miles driven (as reported by the driver) – and even credit scores, which can penalize those guilty of driving while poor.
Read more at the NY Times.